Privacy Policy

Last updated: April 18, 2025

Effective date: April 18, 2025

Data Controller: Black & Scholes Calculator

Contact: postmaster@calculatorblackscholes.com

1. Introduction

Black & Scholes Calculator (“we”, “us”, “our”) respects your privacy and is committed to protecting your personal data. This policy explains how we collect, use, disclose, and safeguard your information in accordance with the EU General Data Protection Regulation (GDPR).

2. Definitions

• Personal Data: Any information relating to an identified or identifiable individual.
• Processing: Any operation performed on personal data, such as collection, storage, use, or destruction.
• Data Subject: The individual whose personal data is being processed.

3. Data We Collect

• Personal Identification Data: Name, email address when you subscribe or contact us.
• Usage Data: IP address, browser type and version, pages visited, time and date of visit, time spent on pages, device identifiers.
• Tracking & Cookies: We use cookies and similar technologies. See our Cookie Policy for details.

4. Purposes and Legal Basis for Processing

• Service Provision: To operate and maintain our calculator (Art.6(1)(b) GDPR).
• Consent: Art.6(1)(a) GDPR for non-essential cookies and newsletters.
• Legal Obligation: Art.6(1)(c) GDPR to comply with legal obligations.
• Legitimate Interests: Art.6(1)(f) GDPR to improve and secure our services.

5. Data Retention

We retain personal data only as long as necessary to fulfill the purposes or as required by law. Usage data is kept for up to 2 years.

6. Data Sharing and Disclosure

We may share personal data with:

• Service providers (hosting, analytics) under confidentiality obligations.
• Legal authorities if required by law or to protect our rights.

7. International Data Transfers

Your data may be transferred outside the EEA. We use Standard Contractual Clauses to ensure adequate protection.

8. Your Rights

• Access (Art.15 GDPR)
• Rectification (Art.16 GDPR)
• Erasure (Art.17 GDPR)
• Restriction of Processing (Art.18 GDPR)
• Data Portability (Art.20 GDPR)
• Object (Art.21 GDPR)
• Withdraw Consent anytime without affecting prior processing.

9. Cookies

We use cookies to enhance user experience. Manage your preferences via the banner or visit our Cookie Policy.

10. Security Measures

We implement technical and organizational measures to protect personal data from unauthorized access, alteration, disclosure, or destruction.

11. Changes to this Privacy Policy

We update this policy when necessary. The "Last updated" date will reflect changes.

12. Further Information

For questions or complaints, contact our DPO at postmaster@calculatorblackscholes.com or supervisory authority.